Free or Low-Cost Colleges for Families Under $100k

Colleges with the lowest net price for students from families earning $75,000-$110,000 per year.

Under $30k Under $75k Under $100k

Understanding This Data

What is Net Price? The actual out-of-pocket cost after all grants and scholarships are applied. This is what families actually paid, not the "sticker price."

Data Source: U.S. Department of Education's College Scorecard, based on actual payments by students who received federal financial aid (2022-2023 academic year).

Income Bracket: This ranking uses the $75k-$110k family income bracket. Your actual cost may vary based on assets, family size, and other factors.

Negative values mean students received more in grants than the cost of attendance (they got money back for living expenses).

2024-2025 Policy Updates

Several elite schools recently announced expanded free tuition policies:

  • MIT: Free tuition for families under $200k (source)
  • Harvard: Free tuition for families under $200k (source)
  • Princeton: Free tuition for families under $250k (source)
  • Stanford: Free tuition for families under $150k

These new policies may not yet be reflected in the federal data below.

#1
T

Talmudical Seminary of Bobov

Brooklyn, NY · Private

$2,650
$75-110k Income
<$30k: $1,399
$48-75k: $1,600
$110k+: N/A
Acceptance: 98.1%
Earnings: $22,432
#2
C

Chipola College

FL · Public

$3,333
$75-110k Income
<$30k: $118
$48-75k: $2,531
$110k+: N/A
Acceptance: N/A
Earnings: $37,378
#3
A

Appalachian Bible College

Mount Hope, WV · Private

$3,591
$75-110k Income
<$30k: $16,089
$48-75k: $19,260
$110k+: $21,851
Acceptance: 98.6%
Earnings: $37,467
#4
R

Rabbinical Academy Mesivta Rabbi Chaim Berlin

Brooklyn, NY · Private

$3,850
$75-110k Income
<$30k: $4,170
$48-75k: $3,850
$110k+: N/A
Acceptance: 100.0%
#5
T

Talmudical Institute of Upstate New York

Rochester, NY · Private

$4,000
$75-110k Income
<$30k: $5,828
$48-75k: $7,322
$110k+: N/A
Acceptance: 100.0%
#6
R

Rabbinical College of Long Island

Long Beach, NY · Private

$4,100
$75-110k Income
<$30k: $4,631
$48-75k: $5,708
$110k+: $8,800
Acceptance: 100.0%
#7
S

South Texas College

TX · Public

$4,304
$75-110k Income
<$30k: $895
$48-75k: $3,261
$110k+: $5,020
Acceptance: N/A
Earnings: $36,788
#8
A

American Samoa Community College

AS · Public

$4,439
$75-110k Income
<$30k: $4,879
$48-75k: $4,989
$110k+: $8,560
Acceptance: N/A
Earnings: $30,087
#9
N

Northern Marianas College

MP · Public

$4,639
$75-110k Income
<$30k: $2,235
$48-75k: $4,258
$110k+: N/A
Acceptance: N/A
Earnings: $27,836
#10
B

Bet Medrash Gadol Ateret Torah

Brooklyn, NY · Private

$4,740
$75-110k Income
<$30k: $4,149
$48-75k: $4,200
$110k+: N/A
Acceptance: 65.3%
#11
P

Pillar College

NJ · Private

$4,801
$75-110k Income
<$30k: $9,061
$48-75k: $4,754
$110k+: $19,030
Acceptance: N/A
Earnings: $45,577
#12
T

Texas A & M International University

Laredo, TX · Public

$5,119
$75-110k Income
<$30k: $2,677
$48-75k: $2,791
$110k+: $8,972
Acceptance: 46.0%
Earnings: $48,386
#13
R

Rabbinical College Telshe

Wickliffe, OH · Private

$5,200
$75-110k Income
<$30k: $10,000
$48-75k: $10,365
$110k+: N/A
Acceptance: 80.6%
#14
G

Grays Harbor College

WA · Public

$5,259
$75-110k Income
<$30k: $1,557
$48-75k: $4,969
$110k+: $9,110
Acceptance: N/A
Earnings: $40,865
#15
C

Colegio Universitario de San Juan

San Juan, PR · Public

$5,317
$75-110k Income
<$30k: $29
$48-75k: $5,278
$110k+: N/A
Acceptance: 80.9%
Earnings: $26,510
#16
N

North Florida College

FL · Public

$5,337
$75-110k Income
<$30k: $1,092
$48-75k: $4,296
$110k+: N/A
Acceptance: N/A
Earnings: $33,929
#17
M

Mesivta Torah Vodaath Rabbinical Seminary

Brooklyn, NY · Private

$5,455
$75-110k Income
<$30k: $3,060
$48-75k: $7,568
$110k+: N/A
Acceptance: 89.7%
#18
K

Kehilath Yakov Rabbinical Seminary

NY · Private

$5,535
$75-110k Income
<$30k: $2,334
$48-75k: $5,421
$110k+: N/A
Acceptance: N/A
Earnings: $36,442
#19
B

Bay Mills Community College

MI · Public

$5,713
$75-110k Income
<$30k: $3,188
$48-75k: $5,091
$110k+: N/A
Acceptance: N/A
Earnings: $30,048
#20
H

Henry Ford College

MI · Public

$5,807
$75-110k Income
<$30k: $55
$48-75k: $2,491
$110k+: $8,653
Acceptance: N/A
Earnings: $34,795
#21
S

South Seattle College

WA · Public

$5,822
$75-110k Income
<$30k: $6,149
$48-75k: $7,748
$110k+: N/A
Acceptance: N/A
Earnings: $44,486
#22
Y

Yeshiva Toras Chaim

Lakewood, NJ · Private

$5,824
$75-110k Income
<$30k: $5,805
$48-75k: $5,069
$110k+: N/A
Acceptance: 98.4%
Earnings: $62,526
#23
S

Skyline College

CA · Public

$5,830
$75-110k Income
<$30k: +$3,190
$48-75k: $1,379
$110k+: +$1,447
Acceptance: N/A
Earnings: $55,702
#24
R

Rabbi Jacob Joseph School

Edison, NJ · Private

$5,888
$75-110k Income
<$30k: N/A
$48-75k: $8,500
$110k+: N/A
Acceptance: 90.3%
#25
S

South Florida State College

FL · Public

$5,921
$75-110k Income
<$30k: $4,521
$48-75k: $4,927
$110k+: $6,532
Acceptance: N/A
Earnings: $39,990
#26
Y

Yeshiva Gedolah Keren Hatorah

Lakewood, NJ · Private

$5,950
$75-110k Income
<$30k: $5,950
$48-75k: $6,150
$110k+: N/A
Acceptance: 95.0%
#27
U

United Tribes Technical College

ND · Private

$5,998
$75-110k Income
<$30k: $2,000
$48-75k: $1,856
$110k+: N/A
Acceptance: N/A
Earnings: $25,292
#28
Y

Yeshivas Emek Hatorah

Howell, NJ · Private

$6,160
$75-110k Income
<$30k: N/A
$48-75k: $5,950
$110k+: N/A
Acceptance: 100.0%
#29
S

San Diego Mesa College

CA · Public

$6,170
$75-110k Income
<$30k: +$3,351
$48-75k: $3,115
$110k+: $3,323
Acceptance: N/A
Earnings: $45,120
#30
B

Beth Medrash of Asbury Park

Lakewood, NJ · Private

$6,176
$75-110k Income
<$30k: N/A
$48-75k: $8,217
$110k+: N/A
Acceptance: 42.3%
#31
Y

Yeshiva Gedolah Shaarei Shmuel

Lakewood, NJ · Private

$6,245
$75-110k Income
<$30k: $8,678
$48-75k: $9,338
$110k+: N/A
Acceptance: 53.0%
#32
G

Guam Community College

GU · Public

$6,271
$75-110k Income
<$30k: $3,964
$48-75k: $6,060
$110k+: $9,870
Acceptance: N/A
Earnings: $27,820
#33
B

Bais Medrash Toras Chesed

Lakewood, NJ · Private

$6,374
$75-110k Income
<$30k: $2,000
$48-75k: $7,645
$110k+: N/A
Acceptance: 63.0%
#34
Y

Yeshiva Sholom Shachna

Brooklyn, NY · Private

$6,404
$75-110k Income
<$30k: $8,383
$48-75k: $9,187
$110k+: N/A
Acceptance: 87.0%
#35
R

Rabbinical Seminary Mkor Chaim

Lakewood, NJ · Private

$6,410
$75-110k Income
<$30k: $5,592
$48-75k: $7,921
$110k+: N/A
Acceptance: 100.0%
#36
Y

Yeshiva Gedolah Tiferes Boruch

North Plainfield, NJ · Private

$6,550
$75-110k Income
<$30k: $7,177
$48-75k: $7,061
$110k+: N/A
Acceptance: 100.0%
#37
D

Dewey University-Carolina

PR · Private

$6,561
$75-110k Income
<$30k: $2,989
$48-75k: $4,829
$110k+: N/A
Acceptance: N/A
Earnings: $19,761
#38
C

Coppin State University

Baltimore, MD · Public

$6,586
$75-110k Income
<$30k: $4,635
$48-75k: $8,140
$110k+: $15,238
Acceptance: 49.6%
Earnings: $46,490
#39
A

Antioch College

Yellow Springs, OH · Private

$6,602
$75-110k Income
<$30k: $6,602
$48-75k: $6,602
$110k+: $6,602
Acceptance: 81.7%
#40
N

Navajo Technical University

NM · Public

$6,612
$75-110k Income
<$30k: $3,037
$48-75k: $4,439
$110k+: N/A
Acceptance: N/A
Earnings: $26,364
#41
N

North Central State College

OH · Public

$6,809
$75-110k Income
<$30k: $2,937
$48-75k: $5,088
$110k+: $8,327
Acceptance: N/A
Earnings: $38,158
#42
B

Brazosport College

TX · Public

$6,850
$75-110k Income
<$30k: $1,772
$48-75k: $4,761
$110k+: N/A
Acceptance: N/A
Earnings: $45,910
#43
N

New College of Florida

Sarasota, FL · Public

$6,901
$75-110k Income
<$30k: $1,528
$48-75k: $2,632
$110k+: $12,891
Acceptance: 74.0%
Earnings: $48,082
#44
I

Indian River State College

FL · Public

$6,902
$75-110k Income
<$30k: $4,763
$48-75k: $6,465
$110k+: $9,878
Acceptance: N/A
Earnings: $38,315
#45
O

Ohio University-Southern Campus

OH · Public

$6,961
$75-110k Income
<$30k: $2,860
$48-75k: $5,819
$110k+: $8,697
Acceptance: N/A
Earnings: $52,581
#46
C

Columbia Central University-Caguas

PR · For-Profit

$7,081
$75-110k Income
<$30k: $3,769
$48-75k: $7,598
$110k+: $12,377
Acceptance: N/A
Earnings: $23,134
#47
T

Telshe Yeshiva-Chicago

Chicago, IL · Private

$7,163
$75-110k Income
<$30k: N/A
$48-75k: $4,017
$110k+: $7,600
Acceptance: 100.0%
#48
O

Ohio University-Eastern Campus

OH · Public

$7,184
$75-110k Income
<$30k: $1,679
$48-75k: $3,973
$110k+: $8,422
Acceptance: N/A
Earnings: $52,581
#49
Y

Yeshiva Gedolah of Woodlake Village

Lakewood, NJ · Private

$7,350
$75-110k Income
<$30k: $6,387
$48-75k: $6,906
$110k+: N/A
Acceptance: 95.5%
#50
L

Lorain County Community College

OH · Public

$7,495
$75-110k Income
<$30k: $3,258
$48-75k: $6,151
$110k+: $7,548
Acceptance: N/A
Earnings: $38,837
#51
F

Florida State College at Jacksonville

FL · Public

$7,503
$75-110k Income
<$30k: $664
$48-75k: $5,084
$110k+: $8,994
Acceptance: N/A
Earnings: $42,244
#52
R

Rabbinical Seminary of America

Flushing, NY · Private

$7,533
$75-110k Income
<$30k: $7,977
$48-75k: $4,090
$110k+: N/A
Acceptance: 97.5%
#53
S

Schoolcraft Community College District

MI · Public

$7,561
$75-110k Income
<$30k: $4,943
$48-75k: $6,373
$110k+: $7,611
Acceptance: N/A
Earnings: $42,722
#54
S

Seattle Central College

WA · Public

$7,563
$75-110k Income
<$30k: $5,808
$48-75k: $9,070
$110k+: $10,224
Acceptance: N/A
Earnings: $43,307
#55
B

Berea College

Berea, KY · Private

$7,570
$75-110k Income
<$30k: $4,070
$48-75k: $5,844
$110k+: N/A
Acceptance: 32.7%
Earnings: $43,150
#56
S

St Petersburg College

FL · Public

$7,616
$75-110k Income
<$30k: +$2,566
$48-75k: $2,669
$110k+: $10,158
Acceptance: N/A
Earnings: $42,557
#57
S

Santa Monica College

CA · Public

$7,662
$75-110k Income
<$30k: $2,796
$48-75k: $5,695
$110k+: $8,622
Acceptance: N/A
Earnings: $42,193
#58
W

West Virginia University at Parkersburg

WV · Public

$7,713
$75-110k Income
<$30k: $1,859
$48-75k: $4,538
$110k+: $9,367
Acceptance: N/A
Earnings: $35,171
#59
A

Alpena Community College

MI · Public

$7,747
$75-110k Income
<$30k: $1,336
$48-75k: $5,127
$110k+: $10,113
Acceptance: N/A
Earnings: $36,442
#60
C

College of Micronesia-FSM

Pohnpei, FM · Public

$7,837
$75-110k Income
<$30k: $6,997
$48-75k: $6,985
$110k+: N/A
Acceptance: 80.9%
Earnings: $24,651
#61
D

Dallas College

TX · Public

$7,869
$75-110k Income
<$30k: $3,002
$48-75k: $5,974
$110k+: $9,399
Acceptance: N/A
Earnings: $41,714
#62
S

Solano Community College

CA · Public

$7,873
$75-110k Income
<$30k: $2,594
$48-75k: $5,909
$110k+: $11,040
Acceptance: N/A
Earnings: $44,170
#63
I

Inter American University of Puerto Rico-Barranquitas

Barranquitas, PR · Private

$7,910
$75-110k Income
<$30k: $7,109
$48-75k: $10,642
$110k+: N/A
Acceptance: 65.8%
Earnings: $23,204
#64
P

Puerto Rico Conservatory of Music

San Juan, PR · Public

$7,920
$75-110k Income
<$30k: $636
$48-75k: $7,175
$110k+: N/A
Acceptance: 81.0%
Earnings: $19,474
#65
G

Gulf Coast State College

FL · Public

$7,957
$75-110k Income
<$30k: $1,430
$48-75k: $3,860
$110k+: $9,927
Acceptance: N/A
Earnings: $38,359
#66
Y

Yeshiva D'monsey Rabbinical College

Monsey, NY · Private

$8,000
$75-110k Income
<$30k: $4,817
$48-75k: $9,000
$110k+: N/A
Acceptance: 42.3%
#67
C

California State University-Dominguez Hills

Carson, CA · Public

$8,028
$75-110k Income
<$30k: $2,624
$48-75k: $4,942
$110k+: $12,878
Acceptance: 91.3%
Earnings: $57,162
#68
D

Dalton State College

GA · Public

$8,079
$75-110k Income
<$30k: $3,109
$48-75k: $6,260
$110k+: $9,924
Acceptance: N/A
Earnings: $40,251
#69
O

Ohio University-Zanesville Campus

OH · Public

$8,095
$75-110k Income
<$30k: $3,965
$48-75k: $5,939
$110k+: $9,879
Acceptance: N/A
Earnings: $52,581
#70
S

San Antonio College

TX · Public

$8,106
$75-110k Income
<$30k: $4,617
$48-75k: $6,895
$110k+: $11,576
Acceptance: N/A
Earnings: $39,711
#71
G

Greenville Technical College

SC · Public

$8,111
$75-110k Income
<$30k: $5,888
$48-75k: $7,359
$110k+: $5,333
Acceptance: N/A
Earnings: $39,473
#72
D

Del Mar College

TX · Public

$8,141
$75-110k Income
<$30k: $3,320
$48-75k: $6,768
$110k+: $12,022
Acceptance: N/A
Earnings: $38,656
#73
Y

Yeshiva Karlin Stolin

Brooklyn, NY · Private

$8,177
$75-110k Income
<$30k: $181
$48-75k: $895
$110k+: N/A
Acceptance: N/A
#74
S

Sinclair Community College

OH · Public

$8,192
$75-110k Income
<$30k: $3,855
$48-75k: $6,703
$110k+: $8,559
Acceptance: N/A
Earnings: $37,558
#75
C

CUNY Brooklyn College

Brooklyn, NY · Public

$8,246
$75-110k Income
<$30k: $1,466
$48-75k: $6,726
$110k+: $11,670
Acceptance: 53.7%
Earnings: $60,752
#76
O

Ohio University-Chillicothe Campus

OH · Public

$8,260
$75-110k Income
<$30k: $5,248
$48-75k: $4,870
$110k+: $9,595
Acceptance: N/A
Earnings: $52,581
#77
A

Antelope Valley Community College District

CA · Public

$8,263
$75-110k Income
<$30k: $8,263
$48-75k: $8,263
$110k+: $8,263
Acceptance: N/A
Earnings: $36,526
#78
E

Eastern New Mexico University-Main Campus

Portales, NM · Public

$8,346
$75-110k Income
<$30k: $4,722
$48-75k: $7,332
$110k+: $11,849
Acceptance: 54.9%
Earnings: $38,550
#79
U

Uta Mesivta of Kiryas Joel

NY · Private

$8,352
$75-110k Income
<$30k: $4,542
$48-75k: $6,270
$110k+: $9,976
Acceptance: N/A
Earnings: $31,853
#80
P

Polk State College

FL · Public

$8,377
$75-110k Income
<$30k: $8,439
$48-75k: $10,302
$110k+: N/A
Acceptance: N/A
Earnings: $40,624
#81
S

Seminole State College of Florida

FL · Public

$8,440
$75-110k Income
<$30k: $974
$48-75k: $5,547
$110k+: $9,152
Acceptance: N/A
Earnings: $41,733
#82
U

University of Puerto Rico at Ponce

Ponce, PR · Public

$8,538
$75-110k Income
<$30k: $7,047
$48-75k: $8,335
$110k+: $9,585
Acceptance: 56.1%
Earnings: $31,394
#83
C

CUNY Hunter College

New York, NY · Public

$8,551
$75-110k Income
<$30k: $262
$48-75k: $6,457
$110k+: $12,135
Acceptance: 54.0%
Earnings: $63,163
#84
S

Santa Ana College

CA · Public

$8,596
$75-110k Income
<$30k: $3,151
$48-75k: $6,107
$110k+: $9,191
Acceptance: N/A
Earnings: $43,552
#85
P

Pasco-Hernando State College

FL · Public

$8,652
$75-110k Income
<$30k: $3,723
$48-75k: $6,603
$110k+: $10,714
Acceptance: N/A
Earnings: $39,903
#86
B

Brigham Young University-Idaho

Rexburg, ID · Private

$8,757
$75-110k Income
<$30k: $3,102
$48-75k: $5,457
$110k+: $12,309
Acceptance: 97.0%
Earnings: $53,406
#87
C

California State University-Los Angeles

Los Angeles, CA · Public

$8,813
$75-110k Income
<$30k: $2,855
$48-75k: $5,373
$110k+: $14,599
Acceptance: 91.9%
Earnings: $59,211
#88
S

Stanford University

Stanford, CA · Private

$8,816
$75-110k Income
<$30k: +$79
$48-75k: $1,323
$110k+: $50,452
Acceptance: 3.9%
Earnings: $124,080
#89
U

Universal Technology College of Puerto Rico

PR · Private

$8,820
$75-110k Income
<$30k: $6,252
$48-75k: $6,827
$110k+: N/A
Acceptance: N/A
Earnings: $19,878
#90
W

Williams College

Williamstown, MA · Private

$8,825
$75-110k Income
<$30k: +$2,421
$48-75k: +$123
$110k+: $48,374
Acceptance: 10.0%
Earnings: $88,665
#91
B

Beth Hamedrash Shaarei Yosher Institute

Brooklyn, NY · Private

$8,850
$75-110k Income
<$30k: $3,650
$48-75k: $3,650
$110k+: N/A
Acceptance: 90.3%
#92
Y

Yeshivath Zichron Moshe

South Fallsburg, NY · Private

$8,850
$75-110k Income
<$30k: N/A
$48-75k: N/A
$110k+: N/A
Acceptance: 52.2%
#93
Y

Yavapai College

AZ · Public

$8,969
$75-110k Income
<$30k: $5,926
$48-75k: $8,428
$110k+: $8,297
Acceptance: N/A
Earnings: $39,890
#94
O

Ohio University-Lancaster Campus

OH · Public

$9,009
$75-110k Income
<$30k: $3,301
$48-75k: $4,674
$110k+: $9,277
Acceptance: N/A
Earnings: $52,581
#95
N

Nueta Hidatsa Sahnish College

ND · Public

$9,011
$75-110k Income
<$30k: $2,177
$48-75k: $2,594
$110k+: $8,561
Acceptance: N/A
#96
C

Centralia College

WA · Public

$9,045
$75-110k Income
<$30k: $7,196
$48-75k: $10,081
$110k+: $8,039
Acceptance: N/A
Earnings: $43,140
#97
C

California State University-Fullerton

Fullerton, CA · Public

$9,101
$75-110k Income
<$30k: $2,675
$48-75k: $5,438
$110k+: $14,831
Acceptance: 86.7%
Earnings: $62,951
#98
C

CUNY Queens College

Queens, NY · Public

$9,157
$75-110k Income
<$30k: $1,816
$48-75k: $7,186
$110k+: $12,359
Acceptance: 68.5%
Earnings: $62,763
#99
U

University of Puerto Rico-Rio Piedras

San Juan, PR · Public

$9,161
$75-110k Income
<$30k: $5,691
$48-75k: $8,024
$110k+: $12,782
Acceptance: 53.2%
Earnings: $35,723
#100
C

CUNY Lehman College

Bronx, NY · Public

$9,173
$75-110k Income
<$30k: $2,047
$48-75k: $7,516
$110k+: $10,803
Acceptance: 55.4%
Earnings: $58,013

Why middle-class families pay more: Many colleges focus aid on low-income students, leaving middle-class families ($75k-$150k) with higher net costs. The schools on this list offer exceptional aid even to middle-income families.

Income brackets: $0-30k, $30-48k, $48-75k, $75-110k, $110k+ (annual family income from FAFSA). See official methodology (PDF)

Data source: U.S. Department of Education College Scorecard

College logos from Wikimedia Commons (CC BY-SA).