Free or Low-Cost Colleges for Families Under $100k
Colleges with the lowest net price for students from families earning $75,000-$110,000 per year.
Understanding This Data
What is Net Price? The actual out-of-pocket cost after all grants and scholarships are applied. This is what families actually paid, not the "sticker price."
Data Source: U.S. Department of Education's College Scorecard, based on actual payments by students who received federal financial aid (2022-2023 academic year).
Income Bracket: This ranking uses the $75k-$110k family income bracket. Your actual cost may vary based on assets, family size, and other factors.
Negative values mean students received more in grants than the cost of attendance (they got money back for living expenses).
2024-2025 Policy Updates
Several elite schools recently announced expanded free tuition policies:
- MIT: Free tuition for families under $200k (source)
- Harvard: Free tuition for families under $200k (source)
- Princeton: Free tuition for families under $250k (source)
- Stanford: Free tuition for families under $150k
These new policies may not yet be reflected in the federal data below.
Talmudical Seminary of Bobov
Brooklyn, NY · Private
Chipola College
FL · Public
Appalachian Bible College
Mount Hope, WV · Private
Rabbinical Academy Mesivta Rabbi Chaim Berlin
Brooklyn, NY · Private
Talmudical Institute of Upstate New York
Rochester, NY · Private
Rabbinical College of Long Island
Long Beach, NY · Private
South Texas College
TX · Public
American Samoa Community College
AS · Public
Northern Marianas College
MP · Public
Bet Medrash Gadol Ateret Torah
Brooklyn, NY · Private
Pillar College
NJ · Private
Texas A & M International University
Laredo, TX · Public
Rabbinical College Telshe
Wickliffe, OH · Private
Grays Harbor College
WA · Public
Colegio Universitario de San Juan
San Juan, PR · Public
North Florida College
FL · Public
Mesivta Torah Vodaath Rabbinical Seminary
Brooklyn, NY · Private
Kehilath Yakov Rabbinical Seminary
NY · Private
Bay Mills Community College
MI · Public
Henry Ford College
MI · Public
South Seattle College
WA · Public
Yeshiva Toras Chaim
Lakewood, NJ · Private
Skyline College
CA · Public
Rabbi Jacob Joseph School
Edison, NJ · Private
South Florida State College
FL · Public
Yeshiva Gedolah Keren Hatorah
Lakewood, NJ · Private
United Tribes Technical College
ND · Private
Yeshivas Emek Hatorah
Howell, NJ · Private
San Diego Mesa College
CA · Public
Beth Medrash of Asbury Park
Lakewood, NJ · Private
Yeshiva Gedolah Shaarei Shmuel
Lakewood, NJ · Private
Guam Community College
GU · Public
Bais Medrash Toras Chesed
Lakewood, NJ · Private
Yeshiva Sholom Shachna
Brooklyn, NY · Private
Rabbinical Seminary Mkor Chaim
Lakewood, NJ · Private
Yeshiva Gedolah Tiferes Boruch
North Plainfield, NJ · Private
Dewey University-Carolina
PR · Private
Coppin State University
Baltimore, MD · Public
Antioch College
Yellow Springs, OH · Private
Navajo Technical University
NM · Public
North Central State College
OH · Public
Brazosport College
TX · Public
New College of Florida
Sarasota, FL · Public
Indian River State College
FL · Public
Ohio University-Southern Campus
OH · Public
Columbia Central University-Caguas
PR · For-Profit
Telshe Yeshiva-Chicago
Chicago, IL · Private
Ohio University-Eastern Campus
OH · Public
Yeshiva Gedolah of Woodlake Village
Lakewood, NJ · Private
Lorain County Community College
OH · Public
Florida State College at Jacksonville
FL · Public
Rabbinical Seminary of America
Flushing, NY · Private
Schoolcraft Community College District
MI · Public
Seattle Central College
WA · Public
Berea College
Berea, KY · Private
St Petersburg College
FL · Public
Santa Monica College
CA · Public
West Virginia University at Parkersburg
WV · Public
Alpena Community College
MI · Public
College of Micronesia-FSM
Pohnpei, FM · Public
Dallas College
TX · Public
Solano Community College
CA · Public
Inter American University of Puerto Rico-Barranquitas
Barranquitas, PR · Private
Puerto Rico Conservatory of Music
San Juan, PR · Public
Gulf Coast State College
FL · Public
Yeshiva D'monsey Rabbinical College
Monsey, NY · Private
California State University-Dominguez Hills
Carson, CA · Public
Dalton State College
GA · Public
Ohio University-Zanesville Campus
OH · Public
San Antonio College
TX · Public
Greenville Technical College
SC · Public
Del Mar College
TX · Public
Yeshiva Karlin Stolin
Brooklyn, NY · Private
Sinclair Community College
OH · Public
CUNY Brooklyn College
Brooklyn, NY · Public
Ohio University-Chillicothe Campus
OH · Public
Antelope Valley Community College District
CA · Public
Eastern New Mexico University-Main Campus
Portales, NM · Public
Uta Mesivta of Kiryas Joel
NY · Private
Polk State College
FL · Public
Seminole State College of Florida
FL · Public
University of Puerto Rico at Ponce
Ponce, PR · Public
CUNY Hunter College
New York, NY · Public
Santa Ana College
CA · Public
Pasco-Hernando State College
FL · Public
Brigham Young University-Idaho
Rexburg, ID · Private
California State University-Los Angeles
Los Angeles, CA · Public
Stanford University
Stanford, CA · Private
Universal Technology College of Puerto Rico
PR · Private
Williams College
Williamstown, MA · Private
Beth Hamedrash Shaarei Yosher Institute
Brooklyn, NY · Private
Yeshivath Zichron Moshe
South Fallsburg, NY · Private
Yavapai College
AZ · Public
Ohio University-Lancaster Campus
OH · Public
Nueta Hidatsa Sahnish College
ND · Public
Centralia College
WA · Public
California State University-Fullerton
Fullerton, CA · Public
CUNY Queens College
Queens, NY · Public
University of Puerto Rico-Rio Piedras
San Juan, PR · Public
CUNY Lehman College
Bronx, NY · Public
Why middle-class families pay more: Many colleges focus aid on low-income students, leaving middle-class families ($75k-$150k) with higher net costs. The schools on this list offer exceptional aid even to middle-income families.
Income brackets: $0-30k, $30-48k, $48-75k, $75-110k, $110k+ (annual family income from FAFSA). See official methodology (PDF)
Data source: U.S. Department of Education College Scorecard
College logos from Wikimedia Commons (CC BY-SA).