Free or Low-Cost Colleges for Families Under $100k

Colleges with the lowest net price for students from families earning $75,000-$110,000 per year.

Under $30k Under $75k Under $100k

Understanding This Data

What is Net Price? The actual out-of-pocket cost after all grants and scholarships are applied. This is what families actually paid, not the "sticker price."

Data Source: U.S. Department of Education's College Scorecard, based on actual payments by students who received federal financial aid (2022-2023 academic year).

Income Bracket: This ranking uses the $75k-$110k family income bracket. Your actual cost may vary based on assets, family size, and other factors.

Negative values mean students received more in grants than the cost of attendance (they got money back for living expenses).

2024-2025 Policy Updates

Several elite schools recently announced expanded free tuition policies:

  • MIT: Free tuition for families under $200k (source)
  • Harvard: Free tuition for families under $200k (source)
  • Princeton: Free tuition for families under $250k (source)
  • Stanford: Free tuition for families under $150k

These new policies may not yet be reflected in the federal data below.

#1
T

Talmudical Seminary of Bobov

Brooklyn, NY · Private

$2,650
$75-110k Income
<$30k: $1,399
$48-75k: $1,600
$110k+: N/A
Acceptance: 98.1%
Earnings: $22,432
#2
A

Appalachian Bible College

Mount Hope, WV · Private

$3,591
$75-110k Income
<$30k: $16,089
$48-75k: $19,260
$110k+: $21,851
Acceptance: 98.6%
Earnings: $37,467
#3
R

Rabbinical Academy Mesivta Rabbi Chaim Berlin

Brooklyn, NY · Private

$3,850
$75-110k Income
<$30k: $4,170
$48-75k: $3,850
$110k+: N/A
Acceptance: 100.0%
#4
T

Talmudical Institute of Upstate New York

Rochester, NY · Private

$4,000
$75-110k Income
<$30k: $5,828
$48-75k: $7,322
$110k+: N/A
Acceptance: 100.0%
#5
R

Rabbinical College of Long Island

Long Beach, NY · Private

$4,100
$75-110k Income
<$30k: $4,631
$48-75k: $5,708
$110k+: $8,800
Acceptance: 100.0%
#6
S

South Texas College

TX · Public

$4,304
$75-110k Income
<$30k: $895
$48-75k: $3,261
$110k+: $5,020
Acceptance: N/A
Earnings: $36,788
#7
A

American Samoa Community College

AS · Public

$4,439
$75-110k Income
<$30k: $4,879
$48-75k: $4,989
$110k+: $8,560
Acceptance: N/A
Earnings: $30,087
#8
N

Northern Marianas College

MP · Public

$4,639
$75-110k Income
<$30k: $2,235
$48-75k: $4,258
$110k+: N/A
Acceptance: N/A
Earnings: $27,836
#9
B

Bet Medrash Gadol Ateret Torah

Brooklyn, NY · Private

$4,740
$75-110k Income
<$30k: $4,149
$48-75k: $4,200
$110k+: N/A
Acceptance: 65.3%
#10
P

Pillar College

NJ · Private

$4,801
$75-110k Income
<$30k: $9,061
$48-75k: $4,754
$110k+: $19,030
Acceptance: N/A
Earnings: $45,577
#11
T

Texas A & M International University

Laredo, TX · Public

$5,119
$75-110k Income
<$30k: $2,677
$48-75k: $2,791
$110k+: $8,972
Acceptance: 46.0%
Earnings: $48,386
#12
R

Rabbinical College Telshe

Wickliffe, OH · Private

$5,200
$75-110k Income
<$30k: $10,000
$48-75k: $10,365
$110k+: N/A
Acceptance: 80.6%
#13
G

Grays Harbor College

WA · Public

$5,259
$75-110k Income
<$30k: $1,557
$48-75k: $4,969
$110k+: $9,110
Acceptance: N/A
Earnings: $40,865
#14
C

Colegio Universitario de San Juan

San Juan, PR · Public

$5,317
$75-110k Income
<$30k: $29
$48-75k: $5,278
$110k+: N/A
Acceptance: 80.9%
Earnings: $26,510
#15
B

Bay Mills Community College

MI · Public

$5,713
$75-110k Income
<$30k: $3,188
$48-75k: $5,091
$110k+: N/A
Acceptance: N/A
Earnings: $30,048
#16
S

South Seattle College

WA · Public

$5,822
$75-110k Income
<$30k: $6,149
$48-75k: $7,748
$110k+: N/A
Acceptance: N/A
Earnings: $44,486
#17
Y

Yeshiva Toras Chaim

Lakewood, NJ · Private

$5,824
$75-110k Income
<$30k: $5,805
$48-75k: $5,069
$110k+: N/A
Acceptance: 98.4%
Earnings: $62,526
#18
R

Rabbi Jacob Joseph School

Edison, NJ · Private

$5,888
$75-110k Income
<$30k: N/A
$48-75k: $8,500
$110k+: N/A
Acceptance: 90.3%
#19
Y

Yeshiva Gedolah Keren Hatorah

Lakewood, NJ · Private

$5,950
$75-110k Income
<$30k: $5,950
$48-75k: $6,150
$110k+: N/A
Acceptance: 95.0%
#20
U

United Tribes Technical College

ND · Private

$5,998
$75-110k Income
<$30k: $2,000
$48-75k: $1,856
$110k+: N/A
Acceptance: N/A
Earnings: $25,292
#21
A

Alvin Community College

TX · Public

$6,007
$75-110k Income
<$30k: $3,238
$48-75k: $6,298
$110k+: $6,151
Acceptance: N/A
Earnings: $45,762
#22
Y

Yeshivas Emek Hatorah

Howell, NJ · Private

$6,160
$75-110k Income
<$30k: N/A
$48-75k: $5,950
$110k+: N/A
Acceptance: 100.0%
#23
B

Beth Medrash of Asbury Park

Lakewood, NJ · Private

$6,176
$75-110k Income
<$30k: N/A
$48-75k: $8,217
$110k+: N/A
Acceptance: 42.3%
#24
Y

Yeshiva Gedolah Shaarei Shmuel

Lakewood, NJ · Private

$6,245
$75-110k Income
<$30k: $8,678
$48-75k: $9,338
$110k+: N/A
Acceptance: 53.0%
#25
G

Guam Community College

GU · Public

$6,271
$75-110k Income
<$30k: $3,964
$48-75k: $6,060
$110k+: $9,870
Acceptance: N/A
Earnings: $27,820
#26
P

Palo Alto College

TX · Public

$6,312
$75-110k Income
<$30k: $3,745
$48-75k: $5,878
$110k+: $9,704
Acceptance: N/A
Earnings: $37,448
#27
B

Bais Medrash Toras Chesed

Lakewood, NJ · Private

$6,374
$75-110k Income
<$30k: $2,000
$48-75k: $7,645
$110k+: N/A
Acceptance: 63.0%
#28
Y

Yeshiva Sholom Shachna

Brooklyn, NY · Private

$6,404
$75-110k Income
<$30k: $8,383
$48-75k: $9,187
$110k+: N/A
Acceptance: 87.0%
#29
R

Rabbinical Seminary Mkor Chaim

Lakewood, NJ · Private

$6,410
$75-110k Income
<$30k: $5,592
$48-75k: $7,921
$110k+: N/A
Acceptance: 100.0%
#30
Y

Yeshiva Gedolah Tiferes Boruch

North Plainfield, NJ · Private

$6,550
$75-110k Income
<$30k: $7,177
$48-75k: $7,061
$110k+: N/A
Acceptance: 100.0%
#31
D

Dewey University-Carolina

PR · Private

$6,561
$75-110k Income
<$30k: $2,989
$48-75k: $4,829
$110k+: N/A
Acceptance: N/A
Earnings: $19,761
#32
A

Antioch College

Yellow Springs, OH · Private

$6,602
$75-110k Income
<$30k: $6,602
$48-75k: $6,602
$110k+: $6,602
Acceptance: 81.7%
#33
N

North Central State College

OH · Public

$6,809
$75-110k Income
<$30k: $2,937
$48-75k: $5,088
$110k+: $8,327
Acceptance: N/A
Earnings: $38,158
#34
B

Brazosport College

TX · Public

$6,850
$75-110k Income
<$30k: $1,772
$48-75k: $4,761
$110k+: N/A
Acceptance: N/A
Earnings: $45,910
#35
N

New College of Florida

Sarasota, FL · Public

$6,901
$75-110k Income
<$30k: $1,528
$48-75k: $2,632
$110k+: $12,891
Acceptance: 74.0%
Earnings: $48,082
#36
O

Ohio University-Southern Campus

OH · Public

$6,961
$75-110k Income
<$30k: $2,860
$48-75k: $5,819
$110k+: $8,697
Acceptance: N/A
Earnings: $52,581
#37
C

Columbia Central University-Caguas

PR · For-Profit

$7,081
$75-110k Income
<$30k: $3,769
$48-75k: $7,598
$110k+: $12,377
Acceptance: N/A
Earnings: $23,134
#38
T

Telshe Yeshiva-Chicago

Chicago, IL · Private

$7,163
$75-110k Income
<$30k: N/A
$48-75k: $4,017
$110k+: $7,600
Acceptance: 100.0%
#39
O

Ohio University-Eastern Campus

OH · Public

$7,184
$75-110k Income
<$30k: $1,679
$48-75k: $3,973
$110k+: $8,422
Acceptance: N/A
Earnings: $52,581
#40
Y

Yeshiva Gedolah of Woodlake Village

Lakewood, NJ · Private

$7,350
$75-110k Income
<$30k: $6,387
$48-75k: $6,906
$110k+: N/A
Acceptance: 95.5%
#41
L

Lorain County Community College

OH · Public

$7,495
$75-110k Income
<$30k: $3,258
$48-75k: $6,151
$110k+: $7,548
Acceptance: N/A
Earnings: $38,837
#42
R

Rabbinical Seminary of America

Flushing, NY · Private

$7,533
$75-110k Income
<$30k: $7,977
$48-75k: $4,090
$110k+: N/A
Acceptance: 97.5%
#43
S

Seattle Central College

WA · Public

$7,563
$75-110k Income
<$30k: $5,808
$48-75k: $9,070
$110k+: $10,224
Acceptance: N/A
Earnings: $43,307
#44
B

Bates Technical College

WA · Public

$7,572
$75-110k Income
<$30k: $3,340
$48-75k: $6,006
$110k+: $13,718
Acceptance: N/A
Earnings: $50,051
#45
N

Northwest Vista College

TX · Public

$7,582
$75-110k Income
<$30k: $3,110
$48-75k: $6,119
$110k+: $10,022
Acceptance: N/A
Earnings: $42,490
#46
W

West Virginia University at Parkersburg

WV · Public

$7,713
$75-110k Income
<$30k: $1,859
$48-75k: $4,538
$110k+: $9,367
Acceptance: N/A
Earnings: $35,171
#47
C

College of Micronesia-FSM

Pohnpei, FM · Public

$7,837
$75-110k Income
<$30k: $6,997
$48-75k: $6,985
$110k+: N/A
Acceptance: 80.9%
Earnings: $24,651
#48
D

Dallas College

TX · Public

$7,869
$75-110k Income
<$30k: $3,002
$48-75k: $5,974
$110k+: $9,399
Acceptance: N/A
Earnings: $41,714
#49
I

Inter American University of Puerto Rico-Barranquitas

Barranquitas, PR · Private

$7,910
$75-110k Income
<$30k: $7,109
$48-75k: $10,642
$110k+: N/A
Acceptance: 65.8%
Earnings: $23,204
#50
P

Puerto Rico Conservatory of Music

San Juan, PR · Public

$7,920
$75-110k Income
<$30k: $636
$48-75k: $7,175
$110k+: N/A
Acceptance: 81.0%
Earnings: $19,474
#51
Y

Yeshiva D'monsey Rabbinical College

Monsey, NY · Private

$8,000
$75-110k Income
<$30k: $4,817
$48-75k: $9,000
$110k+: N/A
Acceptance: 42.3%
#52
O

Ohio University-Zanesville Campus

OH · Public

$8,095
$75-110k Income
<$30k: $3,965
$48-75k: $5,939
$110k+: $9,879
Acceptance: N/A
Earnings: $52,581
#53
S

San Antonio College

TX · Public

$8,106
$75-110k Income
<$30k: $4,617
$48-75k: $6,895
$110k+: $11,576
Acceptance: N/A
Earnings: $39,711
#54
G

Greenville Technical College

SC · Public

$8,111
$75-110k Income
<$30k: $5,888
$48-75k: $7,359
$110k+: $5,333
Acceptance: N/A
Earnings: $39,473
#55
D

Del Mar College

TX · Public

$8,141
$75-110k Income
<$30k: $3,320
$48-75k: $6,768
$110k+: $12,022
Acceptance: N/A
Earnings: $38,656
#56
Y

Yeshiva Karlin Stolin

Brooklyn, NY · Private

$8,177
$75-110k Income
<$30k: $181
$48-75k: $895
$110k+: N/A
Acceptance: N/A
#57
S

Sinclair Community College

OH · Public

$8,192
$75-110k Income
<$30k: $3,855
$48-75k: $6,703
$110k+: $8,559
Acceptance: N/A
Earnings: $37,558
#58
O

Ohio University-Chillicothe Campus

OH · Public

$8,260
$75-110k Income
<$30k: $5,248
$48-75k: $4,870
$110k+: $9,595
Acceptance: N/A
Earnings: $52,581
#59
U

Uta Mesivta of Kiryas Joel

NY · Private

$8,352
$75-110k Income
<$30k: $4,542
$48-75k: $6,270
$110k+: $9,976
Acceptance: N/A
Earnings: $31,853
#60
U

University of Puerto Rico at Ponce

Ponce, PR · Public

$8,538
$75-110k Income
<$30k: $7,047
$48-75k: $8,335
$110k+: $9,585
Acceptance: 56.1%
Earnings: $31,394
#61
S

Stanford University

Stanford, CA · Private

$8,816
$75-110k Income
<$30k: +$79
$48-75k: $1,323
$110k+: $50,452
Acceptance: 3.9%
Earnings: $124,080
#62
U

Universal Technology College of Puerto Rico

PR · Private

$8,820
$75-110k Income
<$30k: $6,252
$48-75k: $6,827
$110k+: N/A
Acceptance: N/A
Earnings: $19,878
#63
B

Beth Hamedrash Shaarei Yosher Institute

Brooklyn, NY · Private

$8,850
$75-110k Income
<$30k: $3,650
$48-75k: $3,650
$110k+: N/A
Acceptance: 90.3%
#64
Y

Yeshivath Zichron Moshe

South Fallsburg, NY · Private

$8,850
$75-110k Income
<$30k: N/A
$48-75k: N/A
$110k+: N/A
Acceptance: 52.2%
#65
O

Ohio University-Lancaster Campus

OH · Public

$9,009
$75-110k Income
<$30k: $3,301
$48-75k: $4,674
$110k+: $9,277
Acceptance: N/A
Earnings: $52,581
#66
N

Nueta Hidatsa Sahnish College

ND · Public

$9,011
$75-110k Income
<$30k: $2,177
$48-75k: $2,594
$110k+: $8,561
Acceptance: N/A
#67
C

Centralia College

WA · Public

$9,045
$75-110k Income
<$30k: $7,196
$48-75k: $10,081
$110k+: $8,039
Acceptance: N/A
Earnings: $43,140
#68
U

University of Puerto Rico-Rio Piedras

San Juan, PR · Public

$9,161
$75-110k Income
<$30k: $5,691
$48-75k: $8,024
$110k+: $12,782
Acceptance: 53.2%
Earnings: $35,723
#69
U

University of Puerto Rico-Aguadilla

Aguadilla, PR · Public

$9,173
$75-110k Income
<$30k: $7,670
$48-75k: $9,460
$110k+: $11,744
Acceptance: 81.7%
Earnings: $27,997
#70
U

Universidad Central de Bayamon

Bayamón, PR · Private

$9,174
$75-110k Income
<$30k: $3,492
$48-75k: $7,215
$110k+: $10,164
Acceptance: 86.4%
Earnings: $25,021
#71
W

Washington and Lee University

Lexington, VA · Private

$9,222
$75-110k Income
<$30k: $76
$48-75k: $6,983
$110k+: $42,745
Acceptance: 17.4%
Earnings: $94,810
#72
U

United States Merchant Marine Academy

Kings Point, NY · Public

$9,278
$75-110k Income
<$30k: $3,476
$48-75k: $8,250
$110k+: $9,547
Acceptance: 32.5%
Earnings: $90,610
#73
E

Edison State Community College

OH · Public

$9,319
$75-110k Income
<$30k: $7,927
$48-75k: $9,325
$110k+: $11,503
Acceptance: N/A
Earnings: $41,360
#74
L

Le Moyne-Owen College

Memphis, TN · Private

$9,342
$75-110k Income
<$30k: $8,457
$48-75k: $9,198
$110k+: N/A
Acceptance: 97.2%
Earnings: $35,594
#75
L

Laredo College

TX · Public

$9,344
$75-110k Income
<$30k: $4,877
$48-75k: $7,620
$110k+: N/A
Acceptance: N/A
Earnings: $33,934
#76
Y

Yeshiva Shaar Ephraim

NY · Private

$9,397
$75-110k Income
<$30k: $2,304
$48-75k: $5,784
$110k+: N/A
Acceptance: N/A
#77
S

Snow College

UT · Public

$9,432
$75-110k Income
<$30k: $5,671
$48-75k: $5,202
$110k+: $10,636
Acceptance: N/A
Earnings: $41,022
#78
Y

Yeshiva Gedola Tiferes Yerachmiel

Lakewood, NJ · Private

$9,512
$75-110k Income
<$30k: $7,698
$48-75k: $6,250
$110k+: N/A
Acceptance: 42.6%
#79
S

Sitting Bull College

ND · Public

$9,566
$75-110k Income
<$30k: $3,351
$48-75k: $3,580
$110k+: N/A
Acceptance: N/A
Earnings: $28,488
#80
U

University of Virginia's College at Wise

Wise, VA · Public

$9,605
$75-110k Income
<$30k: $15,634
$48-75k: $7,159
$110k+: $11,647
Acceptance: 93.9%
Earnings: $45,325
#81
M

Marion Technical College

OH · Public

$9,654
$75-110k Income
<$30k: $4,874
$48-75k: $7,138
$110k+: $11,482
Acceptance: N/A
Earnings: $41,495
#82
S

St Philip's College

TX · Public

$9,735
$75-110k Income
<$30k: $3,950
$48-75k: $6,666
$110k+: $11,406
Acceptance: N/A
Earnings: $38,224
#83
S

Skagit Valley College

WA · Public

$9,822
$75-110k Income
<$30k: $4,672
$48-75k: $5,980
$110k+: $12,437
Acceptance: N/A
Earnings: $43,505
#84
A

Atlantic University

PR · Private

$9,843
$75-110k Income
<$30k: $5,596
$48-75k: $9,039
$110k+: N/A
Acceptance: N/A
Earnings: $25,272
#85
U

Universidad Ana G. Mendez-Carolina Campus

PR · Private

$9,867
$75-110k Income
<$30k: $6,465
$48-75k: $12,484
$110k+: $6,301
Acceptance: N/A
Earnings: $24,328
#86
S

Southeastern Oklahoma State University

Durant, OK · Public

$9,962
$75-110k Income
<$30k: $6,043
$48-75k: $7,686
$110k+: N/A
Acceptance: 80.3%
Earnings: $45,079
#87
C

Clover Park Technical College

WA · Public

$9,998
$75-110k Income
<$30k: $3,264
$48-75k: $3,365
$110k+: $13,974
Acceptance: N/A
Earnings: $41,787

Why middle-class families pay more: Many colleges focus aid on low-income students, leaving middle-class families ($75k-$150k) with higher net costs. The schools on this list offer exceptional aid even to middle-income families.

Income brackets: $0-30k, $30-48k, $48-75k, $75-110k, $110k+ (annual family income from FAFSA). See official methodology (PDF)

Data source: U.S. Department of Education College Scorecard

College logos from Wikimedia Commons (CC BY-SA).