Free or Low-Cost Colleges for Families Under $75k

Colleges with the lowest net price for students from families earning $48,000-$75,000 per year.

Under $30k Under $75k Under $100k

Understanding This Data

What is Net Price? The actual out-of-pocket cost after all grants and scholarships are applied. This is what families actually paid, not the "sticker price."

Data Source: U.S. Department of Education's College Scorecard, based on actual payments by students who received federal financial aid (2022-2023 academic year).

Income Bracket: This ranking uses the $48k-$75k family income bracket. Your actual cost may vary based on assets, family size, and other factors.

Negative values mean students received more in grants than the cost of attendance (they got money back for living expenses).

#1
T

Texas A&M University-Central Texas

Killeen, TX · Public

+$1,325
$48-75k Income
<$30k: $509
$75-110k: N/A
Acceptance: 100.0%
#2
W

Williams College

Williamstown, MA · Private

+$123
$48-75k Income
<$30k: +$2,421
$75-110k: $8,825
Acceptance: 10.0%
Earnings: $88,665
#3
U

University of Chicago

Chicago, IL · Private

$770
$48-75k Income
<$30k: +$1,428
$75-110k: $12,816
Acceptance: 4.8%
Earnings: $91,885
#4
Y

Yeshiva Karlin Stolin

Brooklyn, NY · Private

$895
$48-75k Income
<$30k: $181
$75-110k: $8,177
Acceptance: N/A
#5
S

Stanford University

Stanford, CA · Private

$1,323
$48-75k Income
<$30k: +$79
$75-110k: $8,816
Acceptance: 3.9%
Earnings: $124,080
#6
R

Rice University

Houston, TX · Private

$1,348
$48-75k Income
<$30k: $3,221
$75-110k: $18,783
Acceptance: 7.9%
Earnings: $89,718
#7
S

Skyline College

CA · Public

$1,379
$48-75k Income
<$30k: +$3,190
$75-110k: $5,830
Acceptance: N/A
Earnings: $55,702
#8
T

Talmudical Seminary of Bobov

Brooklyn, NY · Private

$1,600
$48-75k Income
<$30k: $1,399
$75-110k: $2,650
Acceptance: 98.1%
Earnings: $22,432
#9
G

Gods Bible School and College

Cincinnati, OH · Private

$1,632
$48-75k Income
<$30k: $2,794
$75-110k: N/A
Acceptance: 64.0%
Earnings: $37,722
#10
U

United Tribes Technical College

ND · Private

$1,856
$48-75k Income
<$30k: $2,000
$75-110k: $5,998
Acceptance: N/A
Earnings: $25,292
#11
W

Washington University in St Louis

Saint Louis, MO · Private

$1,863
$48-75k Income
<$30k: $4,391
$75-110k: $19,344
Acceptance: 12.0%
Earnings: $86,182
#12
H

Harvard University

Cambridge, MA · Private

$2,167
$48-75k Income
<$30k: $2,895
$75-110k: $13,937
Acceptance: 3.5%
Earnings: $101,817
#13
C

Colby College

Waterville, ME · Private

$2,247
$48-75k Income
<$30k: $6,072
$75-110k: $15,937
Acceptance: 6.8%
Earnings: $80,490
#14
H

Henry Ford College

MI · Public

$2,491
$48-75k Income
<$30k: $55
$75-110k: $5,807
Acceptance: N/A
Earnings: $34,795
#15
L

Luther Rice College & Seminary

Lithonia, GA · Private

$2,500
$48-75k Income
<$30k: $6,232
$75-110k: N/A
Acceptance: 34.3%
Earnings: $47,003
#16
C

Chipola College

FL · Public

$2,531
$48-75k Income
<$30k: $118
$75-110k: $3,333
Acceptance: N/A
Earnings: $37,378
#17
H

Humphreys University-Stockton and Modesto Campuses

CA · Private

$2,534
$48-75k Income
<$30k: N/A
$75-110k: N/A
Acceptance: N/A
Earnings: $39,248
#18
N

Nueta Hidatsa Sahnish College

ND · Public

$2,594
$48-75k Income
<$30k: $2,177
$75-110k: $9,011
Acceptance: N/A
#19
N

New College of Florida

Sarasota, FL · Public

$2,632
$48-75k Income
<$30k: $1,528
$75-110k: $6,901
Acceptance: 74.0%
Earnings: $48,082
#20
S

St Petersburg College

FL · Public

$2,669
$48-75k Income
<$30k: +$2,566
$75-110k: $7,616
Acceptance: N/A
Earnings: $42,557
#21
T

Texas A & M International University

Laredo, TX · Public

$2,791
$48-75k Income
<$30k: $2,677
$75-110k: $5,119
Acceptance: 46.0%
Earnings: $48,386
#22
S

San Diego Mesa College

CA · Public

$3,115
$48-75k Income
<$30k: +$3,351
$75-110k: $6,170
Acceptance: N/A
Earnings: $45,120
#23
U

University of Minnesota-Rochester

Rochester, MN · Public

$3,168
$48-75k Income
<$30k: $3,010
$75-110k: $16,790
Acceptance: 71.8%
Earnings: $69,020
#24
S

South Texas College

TX · Public

$3,261
$48-75k Income
<$30k: $895
$75-110k: $4,304
Acceptance: N/A
Earnings: $36,788
#25
C

Clover Park Technical College

WA · Public

$3,365
$48-75k Income
<$30k: $3,264
$75-110k: $9,998
Acceptance: N/A
Earnings: $41,787
#26
S

Sitting Bull College

ND · Public

$3,580
$48-75k Income
<$30k: $3,351
$75-110k: $9,566
Acceptance: N/A
Earnings: $28,488
#27
B

Beth Hamedrash Shaarei Yosher Institute

Brooklyn, NY · Private

$3,650
$48-75k Income
<$30k: $3,650
$75-110k: $8,850
Acceptance: 90.3%
#28
R

Rabbinical Academy Mesivta Rabbi Chaim Berlin

Brooklyn, NY · Private

$3,850
$48-75k Income
<$30k: $4,170
$75-110k: $3,850
Acceptance: 100.0%
#29
G

Gulf Coast State College

FL · Public

$3,860
$48-75k Income
<$30k: $1,430
$75-110k: $7,957
Acceptance: N/A
Earnings: $38,359
#30
O

Ohio University-Eastern Campus

OH · Public

$3,973
$48-75k Income
<$30k: $1,679
$75-110k: $7,184
Acceptance: N/A
Earnings: $52,581
#31
T

Telshe Yeshiva-Chicago

Chicago, IL · Private

$4,017
$48-75k Income
<$30k: N/A
$75-110k: $7,163
Acceptance: 100.0%
#32
R

Rabbinical Seminary of America

Flushing, NY · Private

$4,090
$48-75k Income
<$30k: $7,977
$75-110k: $7,533
Acceptance: 97.5%
#33
B

Bet Medrash Gadol Ateret Torah

Brooklyn, NY · Private

$4,200
$48-75k Income
<$30k: $4,149
$75-110k: $4,740
Acceptance: 65.3%
#34
N

Northern Marianas College

MP · Public

$4,258
$48-75k Income
<$30k: $2,235
$75-110k: $4,639
Acceptance: N/A
Earnings: $27,836
#35
N

North Florida College

FL · Public

$4,296
$48-75k Income
<$30k: $1,092
$75-110k: $5,337
Acceptance: N/A
Earnings: $33,929
#36
Y

Yeshiva Gedolah of Greater Detroit

Oak Park, MI · Private

$4,417
$48-75k Income
<$30k: $5,184
$75-110k: N/A
Acceptance: 92.6%
#37
J

Johns Hopkins University

Baltimore, MD · Private

$4,431
$48-75k Income
<$30k: $1,473
$75-110k: $12,085
Acceptance: 7.6%
Earnings: $87,555
#38
N

Navajo Technical University

NM · Public

$4,439
$48-75k Income
<$30k: $3,037
$75-110k: $6,612
Acceptance: N/A
Earnings: $26,364
#39
W

West Virginia University at Parkersburg

WV · Public

$4,538
$48-75k Income
<$30k: $1,859
$75-110k: $7,713
Acceptance: N/A
Earnings: $35,171
#40
M

Massachusetts Institute of Technology

Cambridge, MA · Private

$4,621
$48-75k Income
<$30k: +$4,129
$75-110k: $13,696
Acceptance: 4.7%
Earnings: $143,372
#41
O

Ohio University-Lancaster Campus

OH · Public

$4,674
$48-75k Income
<$30k: $3,301
$75-110k: $9,009
Acceptance: N/A
Earnings: $52,581
#42
P

Pillar College

NJ · Private

$4,754
$48-75k Income
<$30k: $9,061
$75-110k: $4,801
Acceptance: N/A
Earnings: $45,577
#43
B

Brazosport College

TX · Public

$4,761
$48-75k Income
<$30k: $1,772
$75-110k: $6,850
Acceptance: N/A
Earnings: $45,910
#44
D

Dewey University-Carolina

PR · Private

$4,829
$48-75k Income
<$30k: $2,989
$75-110k: $6,561
Acceptance: N/A
Earnings: $19,761
#45
O

Ohio University-Chillicothe Campus

OH · Public

$4,870
$48-75k Income
<$30k: $5,248
$75-110k: $8,260
Acceptance: N/A
Earnings: $52,581
#46
H

Humacao Community College

PR · Private

$4,904
$48-75k Income
<$30k: $2,533
$75-110k: N/A
Acceptance: N/A
Earnings: $20,064
#47
S

South Florida State College

FL · Public

$4,927
$48-75k Income
<$30k: $4,521
$75-110k: $5,921
Acceptance: N/A
Earnings: $39,990
#48
C

California State University-Dominguez Hills

Carson, CA · Public

$4,942
$48-75k Income
<$30k: $2,624
$75-110k: $8,028
Acceptance: 91.3%
Earnings: $57,162
#49
G

Grays Harbor College

WA · Public

$4,969
$48-75k Income
<$30k: $1,557
$75-110k: $5,259
Acceptance: N/A
Earnings: $40,865
#50
A

American Samoa Community College

AS · Public

$4,989
$48-75k Income
<$30k: $4,879
$75-110k: $4,439
Acceptance: N/A
Earnings: $30,087

Recent Policy Changes: Many elite schools have recently announced expanded free tuition:

Income brackets: $0-30k, $30-48k, $48-75k, $75-110k, $110k+ (annual family income from FAFSA). See official methodology (PDF)

Data source: U.S. Department of Education College Scorecard

College logos from Wikimedia Commons (CC BY-SA).